Highlights of the Union Budget 2015

Finance minister Arun Jaitley presented the first full-year Budget of Prime Minister Narendra Modi's government on 28th February 2015 .

EDUCATION

• AIIMS in Jammu and Kashmir, Punjab, Tamil Nadu, Himachal Pradesh, Bihar and Assam.

• IIT in Karnataka; Indian Institute of Mines in Dhanbad to be upgraded to IIT.

• PG institute of Horticulture in Armtisar.

• Kerala to have University of Disability Studies.

• Centre of film production, animation and gaming to come up in Arunachal Pradesh.

• IIM for Jammu and Kashmir and Andhra Pradesh.

Fiscal deficit 

•  Fiscal deficit seen at 3.9% of GDP in 2015/16 

•  Will meet the challenging fiscal target of 4.1% of GDP 

•  Remain committed to meeting medium term fiscal deficit target of 3% of GDP 

• Current account deficit below 1.3% of GDP 

Growth 

• GDP growth seen at between 8% and 8.5% 
• Aiming double digit growth rate, achievable soon 

Inflation 

• Expects consumer inflation to remain close to 5% by March, opening room for more monetary policy easing 

• Monetary policy framework agreement with the RBI clearly states objective of keeping inflation below 6%

Policy reforms 

• Propose to create a universal social security system for all Indians 

• Propose to merge commodities regulator with SEBI 

• Allocates 346.99 billion rupees for rural employment guarantee scheme in 2015/16 

• To bring a new bankruptcy code in 2015/16 

• Jaitley says will move to amend the RBI act this year, and provide for a monetary policy committee 

• To set up public debt management agency 

Taxation 

• Expects to implement goods and services tax by April 2016 

• Plans to introduce direct tax regime that is internationally competitive on rates without exemptions

• Abolition of Wealth Tax.

• Additional 2% surcharge for the super rich with income of over Rs. 1 crore

• Rate of corporate tax to be reduced to 25% over next four years

• Total exemption of up to Rs. 4,44,200 can be achieved

• 100% exemption for contribution to Swachch Bharat, apart from CSR

• Service tax increased to 14%

Infrastructure 

• Investment in infrastructure will go up by 700 billion rupees in 2015/16 over last year 

• Plans to set up national investment infrastructure fund 

• Proposes tax-free infrastructure bonds for projects in roads, rail and irrigation projects 

• Proposes 5 ultra mega power projects for 4,000 MW each 

• Second unit of Kudankulam nuclear power station to be commissioned in 2015/16 

• Will need to build additional 100,000 km of road 

• Ports in public sector will be encouraged to corporatise under Companies Act 

DEFENCE

• Rs. 2,46,726 crore for Defence.

• Focus on Make in India for quick manufacturing of Defence equipment.

WELFARE SCHEMES

• 50,000 toilets constructed under Swachh Bharath Abhiyan.

• Housing for all by 2020.

• Upgradation 80,000 secondary schools.

• New scheme for physical aids and assisted living devices for people aged over 80 .

• Govt to use Rs. 9000 crore unclaimed funds in PPF/EPF for Senior Citizens Fund.

• Rs. 5,000 crore additional allocation for MGNREGA

Expenditure 

• If revenue improves, hope to raise budgeted allocations for rural job scheme by 50 billion rupees in 2015/16 

Subsidies 

• We are committed to subsidy rationalisation based on cutting leakages 

Finance minister's comments 

• "The world is predicting it's India's time to fly" 

• "We inherited a sentiment of doom and gloom. The investment community had almost written us off. We have come a long way since then." 

• "We have turned around the economy, dramatically restoring macroeconomic stability and creating the conditions for sustainable poverty elimination, job creation, durable double digit economic growth." 

• "While being mindful of the challenges ... this gives us reason to feel optimistic." 

• "Domestic and international investors are seeing us with renewed interest and hope."

Highlights from Indian Railway Budget 2015-16

Union Railway Minister Suresh Prabhu on 26 February 2015 presented the Railway Budget 2015-16 in the Parliament. Below are the highlights of this Budget:

Railway Fares

• No new hike in passenger fares
• While, the Freight fares have been raised incase of urea by 10%, iron and steel by 0.8%, kerosene and cooking gas by 0.8%, coal by 6.3% and cement by 2.7%.

Railway Finances

• Plan Budget is gone up by 52 percent Rs. 100011 crore for financial year 2015-16 compared to Rs. 65789 crore in FY 2014-15. 
• For next five year envisaged investment for railways is Rs. 8.5 lakh crore.
• Funds for railways will be raised from pension, institutional and multilateral agencies.
• In order to improve passenger amenities, MPs requested to use part of their MPLAD funds. 
• Railways to set up an infrastructure fund and holding company to raise long-term debt.

Passengers Amenities

• 120 days in advance ticket booking facility for passengers instead of earlier 60 days. 
• Railways is aiming to move towards paperless ticketing. 
• Operation 5 minutes- Passengers can buy railway tickets within five minutes. 
• SMS updates to inform passengers about any change in schedule of trains. 
• Open WI-FI facility at 400 railway stations. 
• Mobile charging units will be installed.
• For women safety CCTVs to be installed in selected trains and suburban trains. 
• Food ordering facility food while booking tickets through IRCTC website. 
• Water-vending machines to be set up at stations. 
• 138 will be a nationwide 24×7 helpline number for railway-related queries. While, 182 will be a toll-free number for security-related issues. 
• On-board entertainment in Shatabdi Express.

Infrastructure

• Track capacity will be increased by 10% to 1.38 lakh km. 
• Speed of passenger trains on 9 corridors will increased to 160-200 km/h from 110-130 km/h. 
• Wagon-making scheme will be reviewed in order ease private investment 
• By inviting open bids, station redevelopment policy will be revamped. 
• 10 satellite railway terminals will be developed in major cities in 2015-15. 
• PPP cell of Indian Railways will be revamped. 
• Feasibility report of high-speed train between Mumbai and Ahmedabad expected by mid-2015. 
• Connectivity to North-East India will be improved. In J&K rail connectivity will be on focus.

Tourism

• Railways will promote Gandhi circuit in order to mark centenary year of Mahatma Gandhi’s return from South Africa. 
• Special travel scheme Kisan Yatra for farmers for farming and marketing technique centres. 
• Under Incredible India, Incredible Rail will be launched.

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Fascinating Facts About America

America..... 

Alaska is the state with the highest Percentage of people who walk to work.

Montana has three times as many cows as it does people.

The American one-dollar bill contains several hidden images, including a spider in the upper right-hand corner.

The seven rays on the crown of the Statue of Liberty represent the seven continents.

Each measures up to 9 feet in length and weighs as much as 150 pounds

Even though the grizzly bear is California’s official state animal, none have been seen there since 1922

Although English is the most commonly spoken language in the United States, no
official national language exists.

The Liberty Bell was last rung on George Washington’s Birthday in 1846. It received Its fatal crack a few hours later.

About 35 million Americans share DNA with at least one of the 102  pilgrims who

arrived aboard the Mayflower in 1620.

US Highway 550 in Colorado became known as Million Dollar Highway because its
roadbed was paved with low-grade gold ore.

100 acres of Pizza are served in the U.S. every day.

Worlds Best Cities to Live In....!!!!!!!!

Every one wants to Live in The City which is  beautiful and safe

at the same time.
Here are 5 Cities which are Most Exotic Yet very safe to Live in .

1. Denmark

Denmark tops the list, since it’s really a safe place to live. Even while Copenhagen, the capital of Denmark, was under occupation by the Nazis during the World War II, it still did not fight. The point is that people living in Denmark prefer to focus on economic matters, instead of involving themselves in various armed conflicts. Danish people are very friendly, open and helpful. Personally I have been to Copenhagen twice and I wish I lived in this country. I’m pretty sure that those who have been to Denmark at least once could say the same.

2. Norway

According to the Global Peace Index Norway is one of the world’s most peaceful countries and friendly and safe place to live. Norway is the country with the highest level of human development in the globe, plus, the government of Oslo always places peace at the forefront of the priorities of the country.

3. Singapore

As an active member of the international community and, overall, a small nation, Singapore can never take its right to exist and security for granted. Since achieving its independence in 1965 as a sovereign Republic, Singapore has always concentrated on being a great neighbor, through establishing social, peaceful, economic, cordial political relations with all countries.

Singapore is among the most peaceful countries in the world as well as one of the world’s wealthiest countries. The homicide and violent crime rates are lower than the criminal rates.

4. Iceland

Iceland was also ranked as one of the most peaceful countries in the world, staying out of the main conflicts in the world. Iceland seldom or never hits the headlines and despite the collapse of the Icelandic banks several years ago, the country is remained as an amazing place of spectacular natural beauty. 

5. Ireland

With its rich historical sites, amazing green pastures and friendly people, it’s not surprising that Ireland is one of the most peaceful countries on Earth! Ireland is an overall fabulous country with a plethora of reasons for tourism! Its rich literary history, castle-topped hills, spectacular coastline and legendary hospitality make Ireland a wonderful place to visit any time of the year

5 Paranormal Places in the WWwworld.....!!!!!!!!

1.The Beechworth Lunatic Asylum, Australia

Abandoned asylums, for my money, are the creepiest places ever, and Australia has a good one. The Beechworth Lunatic Asylum — originally called Mayday Hills Lunatic Asylum — is located in Victoria, Australia. It served as a mental hospital from 1867 until 1995. At its highest capacity, 1,200 patients lived there. About 9,000 patients died in its 130-year history, and there’s little doubt those souls are haunting it this very day. Visitors can take a night time ghost tour, to which I say, no thank you.

2. The Bhanghar Fort, India

According to legend, the fort became cursed when a wizard who lived in the town fell in love with the princess of Banghar. Drawing on his skills in black magic, rather than on his interpersonal skills, he tried to woo the princess with a bowl of magic potion. It didn’t work. She figured out the play and threw the bowl against a large boulder. The boulder was disturbed enough to start rolling, and it rolled right in the path of the wizard. As the wizard faced down the boulder, he cursed the town, saying that it would be destroyed and become uninhabitable. He was crushed to death. Soon after, the town was invaded and pillaged. Most of its inhabitants, including the princess, were killed. Those who lived abandoned the fort.

The wizard’s curse remains, of course, and the ghosts of those killed continnue to haunt the fort. The Archaeological Survey of India, which manages the site, forbids anyone from staying at the fort after dark.

3.Dominican Hill, Baguio City, Philippines.

According to some people the ghosts of people who died during the war haunt this place. Some say the patients who died here despite having the hope to be alive turned into ghosts. Hearing the banging of doors, windows, clattering of dishes and screaming voices during night are reported by people.

4.The Myrtles Plantation

Built in 1796 by General David Bradford, this stately old home on Myrtles Plantation is said to be haunted be several restless ghosts. Some researchers say as many as ten murders have been committed there, but others, such as Troy Taylor and David Wisehart, have only been able to confirm one murder at Myrtles. 

Even they agree, however, that the place is seriously haunted and easily qualifies as one of the "most haunted." These are some of the ghosts that allegedly haunt the house:

• Chloe – a former slave who was allegedly hung on the premises for killing two little girls. (Those murders and even the existence of Chloe are in question.)
• The ghosts of the two murdered children have been seen playing on the veranda.
• William Drew Winter – an attorney who lived at Myrtles from 1860 to 1871. He was shot on the side porch of the house by a stranger. With his life's blood pouring from his body, Winter staggered into the house and began to climb the stairs to the second floor... but didn't make it. He collapsed and died on the 17th step. It is his last dying footsteps that can still be heard on the staircase to this day. (Winter's murder is the only one that has been verified.)
• The ghosts of other slaves allegedly occasionally show up to ask if they can do any chores.
• The grand piano has often been heard to play by itself, repeating one haunting chord.

 5. Screaming Tunnel, Niagara Falls, Ontario

Many years ago by a local historian who had talked with a woman that claimed to be the only living person to once call the tunnel’s village home.

She talked about a small group of houses gathered in a confined area. A woman who lived in one of the houses was not liked by her neighbours, and known for being a bit deranged.

After a fight with her husband, which happened often, the woman would calmly walk out of her house and into the tunnel, walk to the middle and let out the loudest scream her lungs would allow. She wanted the entire region to feel her anger and pain, and to know how impossible her husband was.

After a while these residents started calling the passageway “Screaming Tunnel” in honor of this woman.

Whether the truth lies in the story of the frustrated wife, or the horrific tale of a little girl’s death, this location remains a unique and dark visit for any history loving local or tourist.